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Life Insurance

The College pays the full cost for basic term life and accidental death/dismemberment insurance for full-time employees.  Employees may purchase additional term life insurance for themselves and/or their eligible dependents.  Coverage is effective the first of the month following 30 calendar days of employment, as long as the employee is actively at work the day coverage is due to become effective.  Late enrollments in dependent and supplemental coverage will be subject to evidence of insurability.

Basic Life Insurance: Equal to one times the employee’s base salary, rounded to the next highest thousand, up to a maximum of $50,000.

Supplemental Life Insurance:  Equal to one, two, three, or four times the employee’s annual salary, rounded to the next highest thousand, up to a maximum of $200,000, at a cost of $.35/$1,000 per month.

Dependent Life Insurance: 

  • Plan One: $10,000 on spouse and $5,000 on each child for $2.73 per month. 
  • Plan Two: $25,000 on spouse and $10,000 on each child for $6.75 per month.

The cost remains the same regardless of the number of dependents. Both plans cover dependents age 14 days to 6 months for $1,000, age 6 months to age 19 years for either $5,000 or $10,000 (to age 23 years if dependent is a full-time student.)

A terminally ill employee may also request up to 50% of the amount of life insurance currently in force as an accelerated death benefit. Certain restrictions, criteria, and fees apply. Please consult the Life Insurance Booklet.

Life Insurance Booklet

HR Contact:  Julie Nohrenberg, 402-457-2232, or Karla Stoltenberg, 402-457-2235

 
 
 
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